AUDI: A Used Dodge Incognito
BMW: Bavarian Money Waster
BUICK: Big Ugly Idiot’s Cat Killer
CHEVROLET: Can Hear Every Valve Rattle, Oil Leaks Every Time
CHEVY: Cheapest Heap Ever Visualized Yet
CHRYSLER: Chrysler Has Raped Your Sanity Loser – Expect Repercussions
DAEWOO: Damn Asian Engineering Works Only Occasionally
DODGE: Dear Old Dad’s Garbage Engine
FIAT: Fix It Again, Tony
FORD: Ford Owners Recommend Dodge
GM: Genital Motors
HONDA: Horribly Overpriced, Needing Dad’s Assistance
HYUNDAI: Hang Your UNDerwear Anywhere Inside
JEEP: Junk Everyone Eventually Piles
KIA: Korean Industrial Accident
MITSUBISHI: Manufactured In Taiwan Sold Under British Influence Shipped Here Incomplete
MOPAR: Move Over People Are Racing
NISSAN: Need I Say Something About Nothing
OLDSMOBILE: Overpriced, Leisurely Driven Sedan Made Of Buick`s Irregular Leftover Equipment
PONTIAC: Plan On Numerous Trips In Another Car
SAAB: Sad Attempt At Beauty
TOYOTA: Too Often Yankees Overprice This Auto
VOLVO: Very Odd Looking Vehicular Object

The business man then handed over the keys to a Maseratti that was parked on the street in front of the bank. Everything checked out and the loan officer accepted the car as collateral for the loan. An employee then drove the Rolls into the bank’s underground garage and parked it there.

Two weeks later the businessman returned, repaid the $5,000 and the interest which came to $15.41.

The loan officer said, “We do appreciate your business and this transaction has worked out very nicely, but we are a bit puzzled. While you were away we checked and found that you are a billionaire. What puzzles us is why you would bother to borrow $5,000?”

The business man replied: “Where else in New York City can I park my car for two weeks for fifteen bucks?”

One should start on financial planning early in his career. This means keeping record of mortgage rates, maintaining mutual funds. Not using mutual funds in the online trading prospects is an admirable feat. Managing your visa card sensibly calls for applause indeed.