Automobile Blog » Car

Find insurance to obtain compensation claims

Automobile Blog — Tue, 06 Dec 2011 17:18:14 +0000

It’s not easy these days to find the right insurance for your car. We have a lot of opportunities online or offline and we don’t know how to find the right insurance.

A few tips to help you out:
1/ Gather information: make a search online for car insurance and get different quotes for your car and find out what kind of compensation claims you can expect
2/ Talk to your friends especially the ones who look for value for money: your friends who look for value for money will be more diligent. They will help you find out the right car insurance for your needs
3/ Be careful with the scams: if it sounds too good to be true, forget it. There is a price range you can expect but it sounds suspicious if you get a 50% discount on what you want
4/ Negotiate negotiate negotiate: when you get a quote ask for more features or a better price. One of the keys of negotiation is ASK ASK ASK! It sounds simple but it’s true

In the end, if you are looking to make compensation claims for a car accident you have had, and you want to discuss things with a professional solicitor then visit www.irwinmitchell.com.

Used Sports Cars

Automobile Blog — Thu, 03 Nov 2011 02:27:29 +0000

To own a car that would ordinarily be outside of your price range is made possible through the used car market. Access to a used sports car is now readily available on a limited budget. Cars like the Nissan 200 SX or an older used porsche can come in easily under the £4,000 pound bracket. A more pertinent question for the prospective owner of one of these vehicles is can I afford the insurance?

Used sports car insurance can cost nearly as much as the vehicle itself so the owner has to be scrupulous in their search for the right policy. Before buying used cars it is always wise to check which insurance bracket the car falls into. The insurance bracket largely determines how much the car will cost you to insure (alongside other factors such as age, driving experience and no claims bonus privileges).

Insurance brackets range from 1, being the lowest to 50 being the highest. Everyday high performance brands may fall in at around a reasonable group 15. High performance Audis or BMW’s can come in at around the group 30 mark. Supercars like the Lotus Evora or some Porsches can reach the 50 mark.

There are many things to consider when taking on an insurance policy for a used sports car. Some policies will not cover track racing for example. It is often wise to volunteer a high excess when taking out a policy. This will reduce the cost but you must be willing to pay the excess stated. In the event that you have an accident you will have to pay it so you do need to cover yourself within your means. A high excess will reduce your insurance costs.

Modifications you make to your sports car can invalidate your policy. A sports car is considered a high risk theft-wise so secure parking can reduce your premium. There are specialist sports car policies available that may prove cheaper.

5 tips to consider when you want to sell your car

Automobile Blog — Mon, 11 Jul 2011 12:58:13 +0000

When you consider to sell your car there are 5 steps that could be helpful to maximize value

1/ Clean your car
It sounds simple but not to everyone. Make sure that your car is clean and net. Potential buyers will appreciate to have a brand new car (almost brand new…)

2/ Talk to specialists to estimate the right price
You tell yourself: I want to sell my car but you want to make sure that you know the right price. To do so, you need to talk to specialists who know the right price for your car. Especially if you had accidents you need to get a better understanding of your past accidents and the damages on your car. You can also lawyers to defend if you had personal damages as well. There are different tools you can use like a Compensation calculator or smart people to advise you like no win no fee solicitors. For example, there are some really good lawyers for whiplash compensation.

3/ Be patient to sell
It might take some time to sell your car so be ready to wait a little bit to find the right buyer unless you are in a rush. But you will be in a better position if you are not in a rush.

4/ If you really want to sell your car, don’t hesitate
Do not be in this position where you are not sure if you want to sell or not. You have to make a final decision. It will be an easier process for you and you won’t have to waste energy with that.

5/ Make sure that you have all the information about your car
It takes time to gather all the information. Make sure that your listing is complete and accurate. Prepare nice pictures. By doing so, buyers will feel more confortable to buy your car.

Good luck!

5 reasons to sell your car now

Automobile Blog — Sun, 10 Jul 2011 16:49:58 +0000

World is getting greener and greener and you are debating the idea to sell your car right here right now!

1/ It’s good to work out
You live in a city and you want to take your car to go to the grocery store. What about walking and doing some work out? It’s good for your health and it’s a little more fun!

2/ Driving a car is stressful
Think about last time you drove your car. You were annoyed by that person in front of you that was way too slow. Driving a car is stressful and you are probably in a better position selling your car and using a cab.

3/ If you sell your car, you will save money
Try to set up a budget to define how much you spend every year. Include everything (gas, auto repair, insurance, tickets, …). At the end of the day, it’s a lot of money! What could you do with that in a year? Probably a lot of things…

4/ Taking care of a car takes a lot of time
A car is time consuming. You have to park it, you have to take care of it, you have to repair it, you have to pay bills,… If you say: “I want to sell my car or I want to sell my car london because I live in london”, you don’t have to deal with that…

5/ It’s good for the environment
You care about the environment and you want to live in a greener world? Then, sell your car it’s as simple as that…

5 things you need to know about your car

Automobile Blog — Fri, 20 May 2011 13:55:57 +0000

1/ Your car is a machine and you need to take care of it

A car is a machine and you need to take care of that machine. You need to change oil, battery regularly…

2/ If there is a problem, fix it right away

A car is like your body. If your car has an issue, you need to fix it as soon as possible otherwise it could get worse…

3/ Prevent potential issues and make regular checks

Don’t hesitate to make regular checks to make sure your car has no specific issues. It will not cost you much and you will avoid a lot of issues.

4/ Sell it at the right price

Value of your car depreciates quickly but if you are not in a rush and just wait to sell it at the right price. Be a tough negotiator!

5/ Do not buy a car and rent a car when you need a car

If you don’t really need a car, do not buy one. Get cabs and rent a car (like Car Hire UK, Hertz or Thrifty) when you have to leave for the weekend. It will be a more cost efficient option and you won’t have to bother with your car. On top of that, when you rent a car, you can get a very nice car!

Enjoy!

5 tips to sell your car

Automobile Blog — Thu, 21 Apr 2011 17:22:27 +0000

10 tips that could be useful to make extra profit when you want to sell your car. These are actionable and helpful tips to successfully sell your car.

1/ Make it look nice
When you plan to sell your car, wash it and make sure it looks perfect. You want to extract the best possible value

2/ Know what’s the right price
Check comparables and prices for similar cars. You will get a better sense of what is the right price. When I decided to sell my car, it was really helpful.

3/ Spread the word
These days, there are tons of ways to tell people you sell your car, use it! Facebook, Twitter, Craigslist,…

4/ Understand seller’s position
Try to ask questions to potential seller to understand their position. It might not be only about the price and you might be able to get more value from your car.

5/ Expand the pie before dividing it
When you negotiate the sale of your car, try to be creative to find ways to expand the pie. Your seller might be willing to make some concessions that could help you extract more value.

Take your time to find the right seller at the right price! Enjoy!

Top tips to save money on car insurance

Automobile Blog — Fri, 11 Feb 2011 15:31:59 +0000

There are two main ways to reduce the cost of car insurance. One is to remove or reduce as many of the risk factors associated with insuring you to drive as possible. Car insurance providers calculate your premium based on a risk assessment. The other method of achieving savings on your premium, and in fact an area that is becoming increasingly important, is the way that you buy your car insurance – here we will take a look at some of these issues.

The Association of British Insurers (ABI) recently published some eye-opening research. The ABI found that comparing the offers from as few as five different car insurance providers can knock about 35% off the cost of your renewal premium. This means that you need to shop around each time the renewal date for your policy approaches. This fact is backed up by some additional research from Consumer Intelligence put out in August 2010. Consumer Intelligence found that 50% of car insurance customers could save around £185 by switching providers.

The significant sums mentioned mean that this is definitely not an area to be ignored. Thanks to the rise of comparison websites, the task of shopping around is now easier than ever. However, this is not the only way that the internet can save you money when it comes to car insurance.

Simply applying online can reduce the cost of your car insurance policy. Admin costs are lower for the insurer, as much of the process is automated, and some of these savings are passed on to you the customer. Furthermore, you can now find online what are known as cashback websites, third parties who refer business to car insurers. These companies are awarded a finder’s fee from the insurance provider, some of which they will share with you as an incentive for putting your business through in this way. One note of caution is to check the provisions for receiving the cashback, as in many cases the payment will not arrive until some time after the new car insurance policy commences.

Beware of paying for your car insurance in monthly instalments. It is common practice for the car insurer to in effect offer you a loan to cover the yearly premium payment when a monthly instalment plan is worked out. Like pretty much all loans, the cost of the instalment plan is then bolstered by interest charges. Car insurance is a competitive industry however, so a monthly payment plan is not always penalised in this way. Just make sure that you check the difference between a lump sum annual payment and any alternatives offered. It often makes sense to use another, cheaper form of credit – like a new 0% on purchases credit card – to make the one off annual payment rather than opting for more expensive instalments.

Other methods such as opting for a higher voluntary excess will also keep the cost of your car insurance premium down, but any savings made have to be carefully balanced against the potential extra cost involved in making a claim.

5 best car billboard advertise

Automobile Blog — Wed, 07 Oct 2009 06:47:28 +0000

Car manufacturer can be very creative these days! Enjoy these amazing pictures!

10 tips to save gas

Automobile Blog — Tue, 20 Jan 2009 07:09:59 +0000

- Avoid traffic: plan ahead your trip to avoid traffic. You will be able to avoid stress and save some money…

- Fill your tank only when it is necessary: you use less gas and increase your mileage because less weight increase your mileage (yes, gas is heavy!)

- Use other types of transportation: bus, tramway, trolley, subway, walk,…

- Be careful with your tires: make sure they are well inflated and aligned. It could save you up to 10% of energy.

- Change oil regularly: you should change oil every 3,000 miles or every 6 months. Then, you can keep you car alive longer…

- Change Air filters: again, if you keep your car efficient, you save more gas and more money…

- Gadgets are useless: you feel that the next gadget you saw on tv could help you save 20% on gas, that’s b…s…! Save money and gas on this one…

- Remove all ice: there is no need to use your windshield to remove ice after a cold night, clear the ice before using your car…

- Acceleration: there is no point about seeing how fast you can get from 0 to 60 even if it sounds cool…

- Use your A/C accordingly: if it is warm enough outside, there is no point about using your A/C. You should save gas using A/C accordingly!

A bit of car trivia

Automobile Blog — Sun, 28 Dec 2008 01:09:09 +0000

1. The musical key “F” is apparently responsible for several road-rage crimes in the US. Most American car horns beep in this key.

2. The first Ford cars to roll off the assembly lines had Dodge engines.

3. In the state of California there are currently six gentlemen who have their name as “Jesus Christ” on their driver’s license.

4. The top three reasons for traffic fatalities are speed, drunk driving, and failing to stop at a stop sign.

5. The Monumental Axis in Brazil is the world’s widest road and can accommodate 160 cars side-by-side at a given time.

6. The only place in the world where you can sit in a boat and look up to see a train going above you, a car going above the train, and a plane flying above the car, is the Boston University Bridge.

7. The highest density of cars is in Luxembourg where there are around 570 cars to every 1000 people.

8. The design of the Batmobile was based on the 1955 model of the Lincoln Futura.

9. The French car name Matra is actually an acronym for Mecanique Aviation Traction.

10. More acronyms for you. SAAB – Svenska Aeroplan Aktie Bolaget; FIAT – Fabrici Italiano Automobile Torino; SIMCA – Societe Industriale mecanique et carroserie automobile.

11. A collector’s item now, the Edsel was a disappointment for Ford; it was withdrawn when none of the three versions of the car managed to interest the public.

12. American vehicles produce the maximum greenhouse gas emissions on earth. It is almost equal to what the rest of the world produces.

13. The Dodge Neon is sold in Europe under the brand name Chrysler Neon.

14. The Nissan Skyline GT-R has an onboard computer that can measure G-force generated when accelerating or turning.

15. Peugeot has a model line-up starting from 106 and ending at 806 but there is no 506 in there.

16. An Alfa Romeo owner is called an Alfista and a bunch of them make an Alfisti.

17. Spocket, Banshee, Fact 4, Minority Report, Pod, and Bengal are names of concept cars produced by Honda, Pontiac, Zender, Lexus, Toyota, and Buick respectively.

18. Only six 1940 Chrysler Newport Dual-Cowl Pheatons were ever built by Chrysler. The car was a part of a publicity stunt.

Automobile Blog » Car

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